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General News · 14th September 2018
Has anyone on Cortes Island dealt with the BC homeowners protection plan when building there new home. It's a BC government requirement if you are building your house as a owner /builder. If you are hiring a general contractor, the contractor has to be a licensed contractor with the BC housing and carry the home warranty. But if one chooses to build as a owner/builder. And you may want to sell your house you built with in a 10 year period. You cannot do so without having the BC homeowner protection plan. It's the law
There is an exam that you have to write that seems to be designed to fail, in the way it is worded. One of the questions they ask is where can you install a gas meter. First of all you have to have a gas permit to install a gas meter. Only a professional gas fitter can pull the permit number one. number two is that a gas company won't hook up the gas line to a meter that is not in a safe area or done right. So it is a mute point. For more info on BC homeowner protect plan go to:
I have been building homes for 30 years now. I moved to Comox about 5 years ago from Alberta and I wanted to continue to build houses in BC. I soon found out in order to be a contractor in BC . It was going to cost me $25000.00 and the regulation and permits were unsurmountable. After building 2 homes in Comox / Courtenay I refused to renew my license due to the abusiveness and the cash grab of the BC government.
I now live on Cortes. My Wife and I just bought a lot to build our new home on. I was hoping that being on Cortes I was not going to have to deal with the abuse of the BC government but I was wrong.
I guess we can not have to go through the homeowners protection plan and hope we don't get sick in the next 10 years. Where we may need the funds from our home to pay medical costs. That sure leaves me feeling all fussy & warm inside.
Any way, Any comments would be appreciated.
Thx Don
Comment by Ron Douglas on 14th September 2018
Read all the rules. Once you complete your home you have to occupy it. No rental for a year. No selling for two.
You are also on the financial hook to subsequent owners for structural defects for ten years from original occupancy. You are the warranty.
If your situation changes and you do not build the home you cannot sell the property without going thru another process and they claim they do not approve this easily.